Jay Penso

Jay has been a mortgage lending professional for more than 30 years. Jay puts his vast knowledge and experience to work every time he consults with his clients. Analyzing financial documents, asking questions and listening is his mainstay for conducting a thorough analysis of each client’s unique personal and financial situation.

Jay’s extensive financial background allows him to explain which program, point/rate combination and loan features are best tailored to meet their needs. His clients appreciate his ability to provide insight on how to make the most of the mortgage they select.

Jay’s passion and reputation in the mortgage industry was built around finding mortgage solutions for clients that have had challenges obtaining a mortgage. His ability to think out of the box is one of his best attributes. Whether it be a first-time homebuyer who’s in need of down payment assistance or a high net worth business owner who requires non-conventional means for qualifying for a loan, Jay is the professional loan officer to turn to!

DRE ID: 01124492 NMLS ID: 303424